California Home Mortgage Loans and Refinance

Call 888.694.0455 ext 85 or apply online

california home mortgage loan refinance

Looking for a California Home Mortgage Loan or California Refinance Loan?

  • Talk to honest, reputable and professional mortgage planners
  • Experienced in debt consolidation and managing bad credit
  • Nationally licensed and complaint with all state and federal laws
  • We provide free information to help you make a smart choice for financing your home

Call one of our California home loan mortgage brokers today and get the lowest interest rates in the state for:

  • 100% LTV no money down programs
  • Stable 30 year fixed rate financing
  • California FHA loan or FHA Refinance
  • Calfornia construction loans and lot loans
  • Financing for investment property
  • Home equity loan or HELOC

We offer Zero down financing for Non Owner Occupied homes for the real estate investor and zero down for the first time borrower with damaged credit.


Call (888) 694-0455 today
to speak with a California loan consultant or
fill out our form below for a quick quote.

"If you need financing, California Homes and Loans can help"


As professionals in the California mortgage lending industry, we have built our reputation on providing outstanding products and service to our clients, for all types of loans! That means you can count on us to always look out for your best interests, and to keep you informed throughout every step of the mortgage process. Please don't hesitate to call if you have questions about the information you find here on our web site.

We know you will find the services offered here helpful and the finance programs not only convenient, but very competitive. With some of the best mortgage rates available, it is our goal to help you cut through the clutter and noise in the mortgage marketplace so you can quickly and efficiently find the financing that meets your objectives and fits your lifestyle.

Call 888.694.0455 ext 85 or apply online to get started.

We are mortgage banker and broker licensed with the CA department of real estate. We offer quick approvals and can close loans in as little as 24 hours. We believe that service is not just a word. We help all clients from high scores to low and try to place in the best program for that particular borrower. We do not just stop shopping for financing, we look until we feel we found the best deal for client. We are not like some of the retail lenders who just offer cookie cutter programs or banks who do not disclose what they are making on the back side.

We offer relocation home buyers easy loan process, and can suggest a great realtor in are area that we know will do a great job for our borrowers!

We also specialize in:

  • No MI (mortgage insurance)
  • 40 year mortgages
  • 10, 15, 30 conforming fixed rate mortgages
  • 125%, 115%, 100%, 95%.90%, 85%, 80% loan to value (ltv)
  • Land loans, heloc loans (home equity line of credit)
  • First time home buyers living in apartments can qualify for 100% ltv
  • Self employed and w-2 wage earner stated assets and income loans

We have cut out the middle man and large corporate overhead to bring you the best possible rates and lowest fees.

We will help you match the mortgage product that best fits your lifestyle. We will not advise you to take financing you can not manage. With us in your corner, you will find the mortgage process quick and painless. You certainly have many choices when choosing a lender for your home financing. We will assist you in simplifying the process.

 

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