California Refinance Home Improvement Mortgage Loans

Your online resource for California Home Improvement Mortgage Loans and Refinance.

Call one of our brokers today to get started on your Home Improvement Loan or Home Improvement Refinance.
888.694.0455 ext 85 or apply online

* Increase the value of your home
* You do not need to use the entire amount on improvements
* You can use the equity you already have in your home
* Get a better rate the credit card companies
* If you just bought your home you can still apply

You have many options when it comes to Home Improvement Loans. You may use all or part of your loan for home improvements. Whether you need minor repairs, extensive remodeling, or a new patio you can give your family a safer more comfortable home with a Home Improvement Loan.

There are no major restrictions on the type of improvements to be made within the boundaries of major building codes. Depending on the extend of the project and the specific loan program, you typically have a choice of doing the work yourself, or using a licensed contractor.

There is no equity is required. A loan program is available whether your home has equity, or not. The maximum amount can go as high as 125% of the value of your home. A home improvement loan is a fully amortized, fixed rate 2nd mortgage. Placed in 2nd position on the property title, there is no affect on the terms of the existing 1st mortgage. You may choose a term from 5 to 25 years. The minimum loan amount is $15,000 unless stated otherwise on the application.

* Purchase your home and finance the improvements in one loan.
* Programs with up to 125% of the appraised value.
* Conventional rates available

Why consider a home equity loan for your California home improvement needs? Because there's cash in your home! It's far less expensive to borrow from the equity in your home than to pay the high interest rates charged by credit card companies. You can use home equity loans to consolidate debt, lower monthly payments, or to finance major expenses like home improvements, college tuition or a dream vacation. Plus, the interest on home equity loans and lines of credit is often tax-deductible.

Home Improvement Loan you can make your house into the home you've been wanting to own all along. It can allow you to make necessary repairs to your home, modernize your kitchen and bathrooms, build an addition or add the pool you've always dreamed about having. Without using credits cards or risking your life savings you can increase the overall value of your home with a home improvement loan.

These loans are a form of credit in which your home serves as collateral and has a fixed interest rate and term, therefore your payments stay the same.

Contact us today, so we can help you get the finance process started. If you are going to finance home repairs, keep in mind that you must arrange your financing before you start the home improvement construction.

If you have any questions, please feel free to contact us at (888) 694-0455 today to speak with a consultant or fill out our "Quick Quote" form. We have cut the middle man and large corporate overhead to bring you the best possible rates and lowest fees.

We are part of a lending network and participate with the wholesale divisions of 150+ lenders. We ofter services and programs that most companies do not sell or are not educationed enough to secure for you.